The Covid effect.

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No one has a vacation home in NJ? Didn't you move from the shore area because too many people vacationed there?

IDK, while I do live in PA now, 1 mile from the NJ state line, I moved to this area and really like it. In Philly in 30, NYC 60 and in the same amount of time ride areas where I hardly see anyone. Good schools, food, parks. Maybe you don't like those things, but I hope you find your happiness.
Is this guy @jShort ?
 
you-sure-about-that-i-think-you-should-leave-with-tim-robinson.gif

No one has a vacation home in NJ? Didn't you move from the shore area because too many people vacationed there?

IDK, while I do live in PA now, 1 mile from the NJ state line, I moved to this area and really like it. In Philly in 30, NYC 60 and in the same amount of time ride areas where I hardly see anyone. Good schools, food, parks. Maybe you don't like those things, but I hope you find your happiness.
You’re totally right, I should have changed the title to be more specific to the entire jersey metro and Bennie zones only. Oh, and those affected directly by them.. I personally do not know anyone that has a vacation home in NJ. I’m sure some do but I don’t think that’s the bulk of people. The ones that have a “vacation home” are more than likely super rich I have a shore house.
 
I’m not saying it’s not possible to have a decent quality of life at all in NJ. But between working long hours at a high-paying job most likely far from your house to live in a cheaper neighborhood other option is you work a high, paying job and too many hours closer to your work in an expensive neighborhood that is overly congested, maybe a different story if someone that owns their own company chimes in. I’m just curious if it’s so freaking nice why doesn’t anyone buy a vacation home in New Jersey? They always go to Pennsylvania, Delaware, Maryland, New York, etc..
Yep, all the great jobs are in the Poconos. 🙄 Also no vacation homes at the shore as far as I know. 😁
 
Obviously some people can afford to buy a home in NJ. Anything decent sells instantly.
What does it mean to “afford”? Is this 30 year sustainable? Does not include taxes and insurance on the avg NJ home value in 2024 minus the 3.5 minimum fha down payment. Does this sound reasonable on a 2 person salary? This is a lower interest FHA loan btw. IMG_5226.png
 
Define quality of life. Is it a comfortable home near the amenities you need, with good schools for your kids, and the ability to work? I'm fortunate enough to have all of those things. If I were trying to buy a house now vs the 2% days I might be singing a different tune, but the interest rates are not unique to NJ.

A cheap house in the sticks is cheap for a reason.
 
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Man, I had to look up what our Somerville house we bought in 2014:
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I know this means nothing but can you even buy a home for that price anymore?
 
How about both in NJ. How does that work for you?
It doesn’t. I know I complain and pay devil’s advocate but in reality I drove around 12 hours a week in the past to come home to an overly crowded shore town in which the restaurants were too and served subpar food. Now I can drive approximately the same amount of time each week and go home to a town where the kids ride bikes to school, the parks are maintained and we can walk to the supermarket, pharmacy, ice cream shop and 5 or 6 avg or above restaurants. Taxes are way lower too.
 
Define quality of life. Is it a comfortable home near the amenities you need, with good schools for your kids, and the ability to work? I'm fortunate enough to have all of those things. If I were trying to buy a house now vs the 2% days I might be singing a different tune, but the interest rates are not unique to NJ.

A cheap house in the sticks is cheap for a reason.
I’m just saying that affording a $4200 mortgage on $90k a year doesn’t match up in my maths. https://worldpopulationreview.com/state-rankings/median-household-income-by-state
 
It doesn’t. I know I complain and pay devil’s advocate but in reality I drove around 12 hours a week in the past to come home to an overly crowded shore town in which the restaurants were too and served subpar food. Now I can drive approximately the same amount of time each week and go home to a town where the kids ride bikes to school, there's no paying jobs, the parks are maintained and we can walk to the supermarket, pharmacy, ice cream shop and 5 or 6 avg or above restaurants. Taxes are way lower too.
 
I know I complain and play devil’s advocate but in reality I used to spend around 12 hours a week on the train to come home to an overly crowded train town in which the restaurants were pricey and there was a lack of mid-range restaurants. Now I can walk approximately 50 steps to my office downstairs each week and live in a town where the kids ride bikes to school, the parks are maintained and we can walk to the supermarket, pharmacy, ice cream shop and 5 or 6 avg or above restaurants. Taxes are way lower too.
 
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