How the hell are we supposed to retire?

JDurk said:
Wife and I were Verizon Wireless for a long time. There's a Verizon tower on the property where she works and we got some type of deal because of that. Whenever it came time to upgrade phones, the Verizon store salesperson always tried to sell us the latest plan, but when they looked at the plan, we would end up staying on the plan. However, it started to get expensive. She switched first and after 1yr, I switched.

Mint is actually majority owned by T-Mobile and service signal are supposed to jump whatever tower is available. Looking at the coverage map, seems it's the mountainous areas that are the issue. We had no coverage during a trip to Rickett's Glen in Feb, and there are areas near State College where I didn't have anything. Looks like the area north of New Hope is good.
Click to expand...
1731334543545.png
Or not😂
 
UPDATE: Since switching my service on 11/8/24 there have been no connectivity issues, but besides central NJ and Allaire, we haven't gone anywhere.

I did upgrade to the $20/month 15gb plan today, cuz listening to podcasts and Spotify constantly when outside the home was projected to be bumping up to the 5gb limit of 5G service on the $15/month plan.

Ryan Reynolds still hasn't responded to my invitation for Global Fat Bike day on Saturday 12/7, doe.
 
thegock said:
UPDATE: Since switching my service on 11/8/24 there have been no connectivity issues, but besides central NJ and Allaire, we haven't gone anywhere.

I did upgrade to the $20/month 15gb plan today, cuz listening to podcasts and Spotify constantly when outside the home was projected to be bumping up to the 5gb limit of 5G service on the $15/month plan.

Ryan Reynolds still hasn't responded to my invitation for Global Fat Bike day on Saturday 12/7, doe.
Click to expand...
Ryan Reynolds' Mint Mobile Christmas card arrived in the mail yesterday. Includes a skinny mojito recipe card as well.
 
I look at it this way - problem is the chart doesn't show past 2017 - which means the bull run is approaching 15 years,
discounting the COVID thing ??? so maybe not.

since the wealthy are making the decisions, and they don't like to lose money long term, just ride their coat tails..
It's like having a tail wind most of the time.

1733369179856.png

When were the last crashes that applied to "us" 1987, 2000, 2008 ?
there were other short term scares, but that is what they were - short term.
I guess we are due again - we took a beating in 2020 with COVID, then that weird thing in 2022, but do we even remember it?
as the recovery was swift, and continues to have momentum.

Watch the population growth in developed countries. I believe that is one of the drivers, along with life expectancy.
more people, more demand.
if you are willing to think about this it might lead you to nefarious reasons leaders make certain decisions.
 
Patrick said:
I look at it this way - problem is the chart doesn't show past 2017 - which means the bull run is approaching 15 years,
discounting the COVID thing ??? so maybe not.

since the wealthy are making the decisions, and they don't like to lose money long term, just ride their coat tails..
It's like having a tail wind most of the time.

View attachment 251900

When were the last crashes that applied to "us" 1987, 2000, 2008 ?
there were other short term scares, but that is what they were - short term.
I guess we are due again - we took a beating in 2020 with COVID, then that weird thing in 2022, but do we even remember it?
as the recovery was swift, and continues to have momentum.

Watch the population growth in developed countries. I believe that is one of the drivers, along with life expectancy.
more people, more demand.
if you are willing to think about this it might lead you to nefarious reasons leaders make certain decisions.
Click to expand...
Always loved that chart…. Plug in the president’s service dates.
 
ekuhn said:
Been reading about guys day trading crypto. making $500-$1000 a day. Wait maybe this is for the other thread. /xrp /btc /eth
Click to expand...
Funny how every is supposedly making bank but on one stepping up to admit they losing money?

OK, guess some folks fessed up to falling for this one:





That's a hella rug pull!
 
Dave Taylor said:
Yes. That’s why I recently moved 66% into stable value fund
Click to expand...

I got itchy to make some sort of move today - Sold a bunch of VWEAX and split the proceeds between PDI and BSTZ
so a mutual fund for two closed end funds. Hoping the dividend is stable (although they use a return of capital if needed to maintain it)
Using that as monthly retirement income (1 year until SS kicks in)

Also have some OXLC which throws off quite a bit of money, but I like the size of PIMCO and Blackrock over Oxford Lane.

Wonder if I should put a stop loss on it?

not sure how senior secured debt pays so much vs junk bond portfolios? maybe the default rate?
 
You must log in or register to reply here.
Back
Top Bottom