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  1. Fire Lord Jim

    I need a new GPS, can you help!

    Hammerhead Karoo 3. I use a Karoo 2, but have used two Garmins and was underwhelmed. The Karoos are basically stripped down Android phones.
  2. Fire Lord Jim

    New Study: Higher Cardiac Plaque Calcification in High Intensity Athletes

    What I've read both published and unpublished. Dietary cholesterol has very little effect on blood cholesterol Blood cholesterol level seems to be uncorrelated with heart disease. Blood cholesterol is easy to measure and easy to reduce, but lowering cholesterol is not associated with better...
  3. Fire Lord Jim

    Gravel bike recommendations...

    GT Grade Sport 50% off For Cole Caveats: It is a 1x. It doesn't say the cassette cog size.
  4. Fire Lord Jim

    Which hand do you use to drink your water bottle

    I can switch hands without losing a pedal stroke.
  5. Fire Lord Jim

    The Early Retirement Years Strategy

    Û I think reaching the second bend point is important. Less so reaching the third. I would order the goals as: 1 get 40 quarters. Without 40 quarters you must collect off your spouse. 2 get 35 years. Your AIME is based on the best 35 years. If you have fewer years, zeros will be used in those...
  6. Fire Lord Jim

    The Early Retirement Years Strategy

    I retired at age 55. Starting at age 40-something I stopped pricing things in dollars and priced them in time: how many minutes, hours, years do I not have to work if I don't buy this. It was a powerful motivator reminding me that I wanted my life back more than I wanted carbon rims. Turns out...
  7. Fire Lord Jim

    The Early Retirement Years Strategy

    Mostly agree. Under both scenarios, there is a $100k IRA distribution that at marginal tax rates, requires the same size tax payment. Under the no-Roth scenario, you take a $100k distribution, pay the tax and invest the net. That invested amount will attract future taxes on interest...
  8. Fire Lord Jim

    The Early Retirement Years Strategy

    I doubt I will be "crushing it" at age 90, but the life expectancy for white males living in wealthy areas of the country is quite high. It would suck to to be asking grandkids to pay my bills.
  9. Fire Lord Jim

    The Early Retirement Years Strategy

    I doubt anyone is doing the breakeven analysis properly. Most are computing breakeven in a vacuum: on a gross, not net basis. Claiming Social Security before age 70 can use up your lower tax brackets. It can subject the rest of your income to tax at higher rates. Computing it on a net basis...
  10. Fire Lord Jim

    Cruiser/casual type bikes

    If you are set on two top tubes, the Trek Clyde may be what you remember. If you are looking for cantilevered frame bikes, the following may help: In 2004 Electra made the Rally Sport Stream Ride. I found one in blue in rough shape, and painted it to look antique. See it here. The 2008 Trek...
  11. Fire Lord Jim

    Indoor smart trainer

    The bike exchange is selling one. Link to trainer
  12. Fire Lord Jim

    How the hell are we supposed to retire?

    "Pretty much anything equities" is the key. At retirement, you could live another 40 years. Looking back 40 years to 1985, what seemed a lot of money then is not today. We really still need equity exposure in retirement. We will need growth. As to bonds, they seem to be a loser bet. To get yield...
  13. Fire Lord Jim

    Mtbnj Jerseys/shorts

    Let me know if you want the grips.
  14. Fire Lord Jim

    Mtbnj Jerseys/shorts

    How about a team-theme bike? I sorted this one today.
  15. Fire Lord Jim

    Hitch question

    Depending upon which Thule.... I have unbolted the 1.25" horizontal part from the rest of the Thule rack and replaced that part with a 2" horizontal Thule one. Do you have a pic?
  16. Fire Lord Jim

    Which garmin bike computer to get?

    Note the recommendations say meets their needs. First decide your needs. Garmins are good at recording your ride, but so is your phone. If you want to download someone's route and use the Garmin to follow that route you will be disappointed. Garmins fail at navigation. I tried first a 530 then...
  17. Fire Lord Jim

    Iso 26 inch rear wheel

    I think I have it. NOS. Except I would have cassette body, not freehub.
  18. Fire Lord Jim

    Car-spotting thread

    2005 Crossfire Roadster, rarely seen with the top up.
  19. Fire Lord Jim

    SPD pedals

    The Bike Exchange in Ewing has lots of used SPD pedals for $10 a pair.
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