Recent content by Ian F

It does seem like Canyon has a strong presence in the curly bar world. Arguably stronger than in the dirt market despite sponsoring some strong race teams.

Despite the "dessert" label, not really that sweet. Just a decent stout.

Amusing how the peacefulness of these pictures contrast with the chaos of driving across that bridge...

I wonder what the time I spent in NH was classified... especially back in 2016 when I even had an apartment for most of the year. Then from 2018 off and on through 2023 when I was there more than I was in PA. Granted, I was always had my legal address and license in PA.

It's always a treat when I can find this.

Oh yeah... Medical is a whole 'nother subject that I've only just begun to dig into... but at the same time, the only thing I have confidence in is that whatever applies now will be different by the time I'm planning/hoping to retire in 5 years. With that in mind, I've tried not think/worry...

If I were to do the digital nomad thing and part of that was registering in a particular state for tax reasons, I'd keep a log of my travels. While I'd guess the chances of getting audited are unlikely, having records in case you do would probably save you from a lot of aggravation.

Well... it depends on how much money you are trying to convert above what you plan to withdraw for basic living. Here are the tax brackets for 2025 and 2026. The rough idea is to only have taxable income within an applicable bracket. The general plan for doing Roth conversions is to...

From what I've seen over the years when I was ordering car parts, generally no. If you are a consumer importing something, you pay the import duties. UPS used to bill you after-the-fact, but it looks like they have gone to the system I've experienced with DHL, who didn't release the shipment...

Been too long since I've ridden this bike... Still some nice Fall colors...

Yeah... that's pretty lame... While I totally consider this to be "user-error", I suppose the "fix" would be to have the overrun set to "zero" from the factory and if the user wants it, they'll have to make the adjustment themselves and thus accept responsibility for knowing how to use it.

Oops. Looks like I misread the 2025 HSA limits ($4300 + $1000 catch-up), although I did think it was possible so I'm not surprised. I thought (hoped) the $1000 catch-up would apply to me since I turned 55 this year so I had set my paycheck withdraw amount to hit the $5300 number, but...

This is amusing to me as I had a similar idea years ago and everyone laughed at it. I'm sure folks will still laugh at it, but I could still see this as being potentially useful if you have an gravity-oriented e-bike you might ride at bike parks...