How the hell are we supposed to retire?

three of us - we were out-of-pocket $50k last year for health costs.
Cobra, Medicare, Medigap, Individual, deductible.
Knee replacement, hernia, complications, dental work - banner year.

Good news - Sue Medicare eligible, with $50 advantage plan
Kid is now employer qualified at $400/mo
i'm the anchor around $800/mo (UHC Advantage(?))
I'll blow through the 3k deductible with the surgery - then smooth sailing.
 
three of us - we were out-of-pocket $50k last year for health costs.
Cobra, Medicare, Medigap, Individual, deductible.
Knee replacement, hernia, complications, dental work - banner year.

Good news - Sue Medicare eligible, with $50 advantage plan
Kid is now employer qualified at $400/mo
i'm the anchor around $800/mo (UHC Advantage(?))
I'll blow through the 3k deductible with the surgery - then smooth sailing.
Wish you well for 2026......
 
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