I don't really want to waste anyone's time. This is more an FYI for my wife's comfort. I'd like to be able to prove to her that we can handle her quitting now at 59 without any issues. Just a quick search confirms that "if" I start SS this year it would more than cover the insurance expense. I'm tempted to take it now anyhow not knowing how Elon is going to affect SS. My guess is is that once you start, they won't cut it off but I could see them trying to change the minimum age requirement.
Not sure if it is a waste - you'll probably need a medicare supplement when you get there, they can help with that too.
AARP is a good source - my wife does a lot of initial stuff in there. She goes medicare in a couple months coming off COBRA from work.
I'm 62 at the end of the year - will turn SS on immediately! think i'll have another year of COBRA (there is a weird thing in cobra where family can extend it)
then a couple year gap to Medicare.
The agent loads it into a system, prob the same as using an online quote - they just don't let your info get shopped, cause they want the sale.
If you are in any of the local service clubs - rotary, knights, kiwanis, lions, etc, they might have a chapter agent.
GL - and get her to retire!