Fire!
- Thread starter Paul H
- Start date
Did an appraiser come out and look at that mess or photo estimate? Writing for used/salvage/recycled parts is common nowadays. Unfortunately that stuff is in your policy...somewhere. As far as valuation, most insurance companies flag around 70-80% of value not 50. If a car (probably such as this) is going to be a nightmare before and after we will talk to our ins rep and see if we can write to total it. It's also pretty common for the outside appraisers to write low estimates initially.
As @ReggieHammond said, the initial estimate is usually a starting point, we've had photo estimates for $800 bucks be really $2400.00 just looking at the car in the parking lot without taking a thing apart.
As @ReggieHammond said, the initial estimate is usually a starting point, we've had photo estimates for $800 bucks be really $2400.00 just looking at the car in the parking lot without taking a thing apart.
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Paul H
Fearless OOS Poser
I just spoke with the Acura dealer where I want the repairs to be done... if that is the case and he also agreed with @fidodie assessment about lot of the wiring harness being damaged based on my description. He also said that its very likely that they only got an estimate for superficial damage only and once they take a more detail inspection on mechanical and electrical aspects, there is a good probability that they will consider this a total loss.
Oh... the car is at my insurance's(State Farm) facilities so I would assume the appraiser did look at it.
EDIT
The estimate has the inspection date and an appraiser's name on it
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Juggernaut
Master of the Metaphor
Paul H
Fearless OOS Poser
Ok... need some coaching here
Insurance saying the value of the car is $17,424. I said screw you and they just bumped it up to $17,913
I have emailed them Edmunds with the same car priced up to $21,495 and requested they re-evaluate. I have also threatened to leave State Farm if $17,913 is their final offer.
What's my next move?
Insurance saying the value of the car is $17,424. I said screw you and they just bumped it up to $17,913
I have emailed them Edmunds with the same car priced up to $21,495 and requested they re-evaluate. I have also threatened to leave State Farm if $17,913 is their final offer.
What's my next move?
Paul H
Fearless OOS Poser
I don't have to... but I would have assumed my insurance would have went to bat for me considering they will get the money from the other insurance anyways.
Paul H
Fearless OOS Poser
Bike will come when I get the settlement from the property side... 😵
Paul H
Fearless OOS Poser
Oh wow... thank you!
The Squirrel
Well-Known Member
it'll buff out.
soulchild
Well-Known Member
I can't image how this is not a total loss. Every state is different. Most states use a set percentage. NJ and a handful of others are different. I've totaled 2 cars. In NJ if the cost of repairs + the salvage yard value of your car > cars appraised value then it's a total loss.
knobbyhead
Next off the Island.
Cn8 already stated it was total loss. He was disputing the cash payout for the car.
Paul H
Fearless OOS Poser
The police report states that the guy from another garage was working on his car. He was dremeling something and a spark flew into gasoline that ignited the fire.
More painful pic is....
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